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Depending on what type of car you have, high repair cost may be inherent. This will also mean higher insurance quotes for you. The cost of developing and repairing automobiles with new features such more space inside, smaller construction outside, and anti fog capabilities have negatively impacted car insurance prices. Some consumers choose to add rental car coverage to their car insurance policies. Added features incur more expense and, in turn, combine to raise the price of car insurance. Remember also that the newer the model of your car, the higher your liability will be.